\u003ca href=\"loan/personal-loan/\">私人貸款\u003c/a>、\u003ca href=\"loan/loan-consolidation/\">貸易轉(結餘轉戶)\u003c/a>貸款、\u003ca href=\"loan/revolving-loan/\">循環貸款\u003c/a>、\u003ca href=\"loan/home-owner-loan/\">業主貸款\u003c/a>、\u003ca href=\"loan-promotions/public-housing/\">公屋戶主貸款\u003c/a>、\u003ca href=\"loan-promotions/home-ownership/\">居屋業主貸款\u003c/a>、\u003ca href=\"loan-promotions/decoloan/\">公屋租置計劃業主貸款\u003c/a>。1+1貸輕貸款組合讓您一次申請,享受多種貸款服務,不用重覆申請,省時、省力。詳情請瀏覧我們的網頁、親臨分行、致電288 77 200或通過Whatsapp 6892 9876向我們的客戶服務經理查詢。\u003c/p>\n\u003cp>2.申請Tiptop鼎豐信貸的貸款服務,需符合甚麼條件 ?\u003cbr />18 至65歲丶自僱或受聘的香港居民。\u003c/p>\n\u003cp>3.申請貸款需提供哪些文件 ?\u003cbr />3a. 申請人的香港身份證副本\u003cbr />3b. 申請人的在職及入息證明;\u003cbr />3c. 申請人最近3個月内一份有效的住宅證明。\u003cbr /> (備註: 如閣下申請業主貸款,除提供以上所需文件外,亦需提供最近個三月按揭貸款供款記錄、供款表及最近期的差餉單。)\u003c/p>\n\u003cp>4. 貸款免入息證明意思?\u003cbr />申請貸款時由於現金支薪未能提供入息証明文件如聘請文書、每月支票自動轉帳等,適合Freelancer或其他自僱人士,又或以現金支薪的人士如工程、裝修技工、司機、補習老師、陪月或家庭主婦,助解燃眉之急。\u003c/p>\n\u003cp>5.申請貸款時,Tiptop鼎豐信貸會否向信貸資料庫查閱申請人的個人信資料?\u003cbr />本公司會向信貸資料機構查閱客戶的信貸纪錄,用於評估申請人信貸申請之用。\u003c/p>\n\u003cp>6.貸款利息是如何計算?\u003cbr />利息按息隨本減的方法計算,利息支出一目了然。\u003c/p>\n\u003cp>7.貸款批核需多久才會獲得結果及提取貸款?\u003cbr />在申請人資料及文件齊備的情況下,十五分鐘就可以獲得批核結果。如借款人不需後補資料或文件,更可在當天提取貸款。\u003c/p>\n\u003cp>8.已還款的私人貸款是否可以循環再用或加大貸款額度?\u003cbr />可以的。在還款中途,如有資金需求,客戶可以申請一筆新貸款,加大或維持現有額度。在償還舊有貸款賬戶後,已償還的貸款額度可循環用。我們亦會按客户實際情況配備多一個循環貸款帳戶及额度。私人貸款及循環貸款賬户可共用一個總額度,客户可申請在總額度不變的情况下將2個賬户相互調配使用,或放在一個賬户内使用,讓你更靈活支配你的資金。預留(未啟用)的備用信貸額更是不提款,不計息,不會收任何費用。\u003c/p>\n\u003cp>9.如果我無法償還每月的還款怎麽辦?\u003cbr />天有不測的風雲,人有旦夕的禍福。我們相信困難只是暫時的。如果客户因短暫的困難無法償還每月的供款。我們會安排切合客戶實際需要的債務舒緩計劃,包括延長還款年期丶每月只償還利息,到期還本等不同的債務舒緩計劃與客户共渡時艱,幫助他們擺脫資金困境。\u003c/p>\n\u003cp>10.如果我有其它疑問,有甚麼方途徑可供查詢?\u003cbr />除可致電Tiptop鼎豐信貸客戶服務熱線288 77 200或Whatsapp 6892 9876查詢外, 亦可親臨Tiptop鼎豐信貸各分行了解詳情。\u003c/p>\n\u003c/body>\n\u003c/html>","__typename":"LoanQuestion"},"$ROOT_QUERY.listLoanQuestions({\"limit\":1,\"sort\":\"order_ASC\"})":{"data":[{"type":"id","generated":true,"id":"$ROOT_QUERY.listLoanQuestions({\"limit\":1,\"sort\":\"order_ASC\"}).data.0","typename":"LoanQuestion"}],"__typename":"LoanQuestionListResponse"},"ROOT_QUERY":{"listLoanQuestions({\"limit\":1,\"sort\":\"order_ASC\"})":{"type":"id","generated":true,"id":"$ROOT_QUERY.listLoanQuestions({\"limit\":1,\"sort\":\"order_ASC\"})","typename":"LoanQuestionListResponse"},"listFooterMenus":{"type":"id","generated":true,"id":"$ROOT_QUERY.listFooterMenus","typename":"FooterMenuListResponse"},"listFooterLicenses":{"type":"id","generated":true,"id":"$ROOT_QUERY.listFooterLicenses","typename":"FooterLicenseListResponse"}},"62b293aa4037580009c7e6a0#0001":{"id":"62b293aa4037580009c7e6a0#0001","title":"網站地圖","link":"/","openInNewTab":null,"order":6,"__typename":"FooterMenu"},"62b293a94037580009c7e69f#0001":{"id":"62b293a94037580009c7e69f#0001","title":"聯絡我們","link":"/contact-us","openInNewTab":null,"order":5,"__typename":"FooterMenu"},"62b293a94037580009c7e69e#0001":{"id":"62b293a94037580009c7e69e#0001","title":"重要消息","link":"/tnc/important-news","openInNewTab":true,"order":4,"__typename":"FooterMenu"},"62b293a84037580009c7e69d#0001":{"id":"62b293a84037580009c7e69d#0001","title":"貸款優惠","link":"/loan-promotions","openInNewTab":null,"order":3,"__typename":"FooterMenu"},"62b293a84037580009c7e69c#0001":{"id":"62b293a84037580009c7e69c#0001","title":"貸款問題","link":"/loan-questions","openInNewTab":true,"order":2,"__typename":"FooterMenu"},"62b293a74037580009c7e69b#0001":{"id":"62b293a74037580009c7e69b#0001","title":"貸款程序","link":"/#LoanProcedure","openInNewTab":null,"order":1,"__typename":"FooterMenu"},"62b293a44037580009c7e69a#0001":{"id":"62b293a44037580009c7e69a#0001","title":"關於我們","link":"/about-us","openInNewTab":null,"order":0,"__typename":"FooterMenu"},"$ROOT_QUERY.listFooterMenus":{"data":[{"type":"id","generated":false,"id":"62b293aa4037580009c7e6a0#0001","typename":"FooterMenu"},{"type":"id","generated":false,"id":"62b293a94037580009c7e69f#0001","typename":"FooterMenu"},{"type":"id","generated":false,"id":"62b293a94037580009c7e69e#0001","typename":"FooterMenu"},{"type":"id","generated":false,"id":"62b293a84037580009c7e69d#0001","typename":"FooterMenu"},{"type":"id","generated":false,"id":"62b293a84037580009c7e69c#0001","typename":"FooterMenu"},{"type":"id","generated":false,"id":"62b293a74037580009c7e69b#0001","typename":"FooterMenu"},{"type":"id","generated":false,"id":"62b293a44037580009c7e69a#0001","typename":"FooterMenu"}],"__typename":"FooterMenuListResponse"},"64acec213470e600086123f1#0005":{"id":"64acec213470e600086123f1#0005","title":"0829/2023","__typename":"FooterLicense"},"$ROOT_QUERY.listFooterLicenses":{"data":[{"type":"id","generated":false,"id":"64acec213470e600086123f1#0005","typename":"FooterLicense"}],"__typename":"FooterLicenseListResponse"}};