Tiptop Credit offers personalized interest rates for their "Personal Loan" in Hong Kong. We consider individual circumstances, such as credit ratings, occupation, and repayment capacity, to determine loan approvals. Expect fair and customized loan terms that align with your specific needs. Our structured repayment plans with fixed installments ensure planned repayment in accordance with your requirements.
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What are the advantages of "Personal Loan"?
Best Personal Installment Loans and Offers
We offer personal loans without specified interest rates, making it accessible to professionals with any TU credit score. Our personal loans stand out from others in the market.
Express loan application
Tiptop Credit Loans offers an express personal loan application process that is simple and convenient. Whether you need to borrow money anytime and anywhere, you can apply through our online platform, mobile application, WhatsApp, or by phone.
APR and Repayment
At Tiptop Credit, we provide personalized APR for personal loans. Rather than imposing specific rates, we ensure that our effective annual interest rates generally fall between 4.82% and 36%. These rates comply with Section 24.1 of the Money Lenders Ordinance, which mandates that loan interest rates must not exceed an actual interest rate of 48% per annum for the loan amount or offer.
Our personal loans offer flexible repayment terms from 6 to 60 months with fixed installments, tailored to your financial budget. Expect low-interest rates.
The following loan calculation is provided for reference:
Loan amount: HK$100,000
Repayment term: 12 months
Effective annual interest rate: 4.82%
Total repayment amount: HK$101,628
Easy Personal Loan Approval
Tiptop Credit provides convenient and hassle-free approval for personal loans. Once you have submitted all the necessary documents, you can expect quick approval within 15 minutes.
Upon approval, you will receive the loan amount on the same day, ensuring that the funds are readily available for your financial needs. This flexible and convenient solution allows you to effectively manage your finances with ease.
To apply for a personal loan, please visit our website, visit a branch in person, call our customer service manager at 288 77 200, or inquire through WhatsApp at 6186 3803.
The company reserves the right to determine the final approval of loan interest rates and amounts, and is subject to relevant terms and conditions.
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Loan Calculator
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HK$
months
%
- The loan amount should be between $5,000 and $1,000,000.
- The monthly installment calculation is for reference purposes only.
- Our company reserves the right to determine the final approval of the loan interest and amount, subject to applicable terms and conditions.
Monthly repaymentHK$856
Loan Calculator
Loan Calculator
HK$
months
%
- The loan amount should be between $5,000 and $1,000,000.
- The monthly installment calculation is for reference purposes only.
- Our company reserves the right to determine the final approval of the loan interest and amount, subject to applicable terms and conditions.
Monthly repaymentHK$856
