Advantages of Card Debt Consolidation

Tiptop Credit's Card Debt Consolidation offers lower interest rates for clearing credit card debt

Interest Savings Up to 80%.

Card Debt Consolidation help you escape the predicament of monthly minimum payments

Escape minimum payments

Tiptop's Card Debt Consolidation reduces your burden and improves your credit score

Restoring Credit Limit

Interest Savings Up to 80%

Tiptop Credit's Card Debt Consolidation loan helps you consolidate and clear multiple credit card balances. With interest savings of up to 80%, monthly repayments become more manageable.

Our effective annual interest rates generally fall between 4.82% and 36%. These rates comply with Section 24.1 of the Money Lenders Ordinance, which mandates that loan interest rates must not exceed an actual interest rate of 48% per annum for the loan amount or offer. 

The following loan calculation is provided for reference:
Loan amount: HK$100,000
Loan tenure: 12 months
Effective annual interest rate: 4.82%
Total repayment amount: HK$101,628

Escape Minimum Payments

Card Debt Consolidation loan helps you escape the predicament of monthly minimum payments and the high fees caused by late payments. 

Restoring Credit Limit

The Card Debt Consolidation loan is an effective solution to consolidate and manage high-interest card balances. By consolidating your debts into a fixed installment repayment plan, it reduces your burden and improves your credit score. This provides you with more available credit and greater financial flexibility.

Our company reserves the right to make the final decision on loan interest rates and amounts, subject to the terms and conditions.

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HK$
months
%
  1. The loan amount should be between $5,000 and $1,000,000.
  2.  The monthly installment calculation is for reference purposes only. 
  3. Our company reserves the right to determine the final approval of the loan interest and amount, subject to applicable terms and conditions.

Monthly repaymentHK$856

Loan Calculator

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Loan Calculator
HK$
months
%
  1. The loan amount should be between $5,000 and $1,000,000.
  2.  The monthly installment calculation is for reference purposes only. 
  3. Our company reserves the right to determine the final approval of the loan interest and amount, subject to applicable terms and conditions.

Monthly repaymentHK$856