
Interest Savings Up to 80%.

Escape minimum payments

Restoring Credit Limit
Interest Savings Up to 80%
Tiptop Credit's Card Debt Consolidation loan helps you consolidate and clear multiple credit card balances. With interest savings of up to 80%, monthly repayments become more manageable.
Our effective annual interest rates generally fall between 4.82% and 36%. These rates comply with Section 24.1 of the Money Lenders Ordinance, which mandates that loan interest rates must not exceed an actual interest rate of 48% per annum for the loan amount or offer. 
The following loan calculation is provided for reference: 
Loan amount: HK$100,000 
Loan tenure: 12 months 
Effective annual interest rate: 4.82% 
Total repayment amount: HK$101,628
Escape Minimum Payments
Card Debt Consolidation loan helps you escape the predicament of monthly minimum payments and the high fees caused by late payments.
Restoring Credit Limit
The Card Debt Consolidation loan is an effective solution to consolidate and manage high-interest card balances. By consolidating your debts into a fixed installment repayment plan, it reduces your burden and improves your credit score. This provides you with more available credit and greater financial flexibility.
Our company reserves the right to make the final decision on loan interest rates and amounts, subject to the terms and conditions.
