Stress-free
Assessment
No Collateral &
Additional Fees
Revolving Credit Line
Pros & Cons
Stress-free Assessment
The stress-free loan application process requires no income proof. It's accessible for self-employed individuals, drivers, homemakers, and construction workers seeking cash flow. The maximum loan amount is $1,500,000, helping owners manage unforeseen financial needs.
Our effective annual interest rates generally fall between 4.82% and 36%. These rates comply with Section 24.1 of the Money Lenders Ordinance, which mandates that loan interest rates must not exceed an actual interest rate of 48% per annum for the loan amount or offer.
The following loan calculation is provided for reference:
Loan amount: HK$100,000
Repayment term: 12 months
Effective annual interest rate: 4.82%
Total repayment amount: HK$101,628
No collateral &
additional fees
The loan is no collateral required, exemption from Land Registry registration. Waiver of lawyer's fees, valuation fees, and other unnecessary charges.
Revolving Credit Line
Get instant access to a new revolving credit line without multiple credit checks and risk of downgrades. Enjoy no annual fees in the first year, flexible and easily withdrawals via phone or app and unlock financial freedom and emergency cash anytime.
Pros & Cons
For valuable insights on Subsidized Sale Developments with Premium Unpaid Scheme, watch the "Loans & Borrowing" videos below.
什麼是業主貸款?
To apply for a Subsidized Sale Developments with Premium Unpaid Scheme, please visit our website, visit a branch in person, call our customer service manager at 2912 7999, or inquire through WhatsApp at 9330 7177.
Our company reserves the right to make the final decision on loan interest rates and amounts, subject to the relevant terms and conditions.
