Disclaimer and Liability Statement

1. By accessing this website/Tiptop Credit mobile application (referred to as "this website" and "this application" respectively, including their computer and mobile versions), you agree to the terms of use and responsibilities outlined below.

2. Tiptop Credit Limited (referred to as "we" or "our") respects the use of our website/mobile application by any individual. Our website/application only provides services to jurisdictions permitted by the Money Lenders Ordinance in Hong Kong. Therefore, we cannot guarantee that this website/application or its information complies with or is suitable for the laws or regulations of other countries/regions. We reserve the right to refuse the provision of products and services based on your place of residence or location.

3. The product or service information provided on this website/application does not constitute an offer or solicitation from us.

4. The information contained in this website/application should not be considered as professional advice. Individuals who browse this website or use this application should seek appropriate professional advice when needed.

5. We reserve the right to revise the terms without prior notice. By continuing to use the services, browse this website, or use this application after the revisions, it will be deemed that you have agreed to the revised terms.

6. We have the ultimate decision-making authority and absolute discretion regarding your eligibility to use the products and services on this website/application.

7. The content and information provided on this website/application are meticulously prepared by our company. However, we do not guarantee that such content and information are non-infringing, secure, accurate, suitable for use, or free from computer viruses.

8. Trademarks and Copyrights
The trademarks, trade names, logos, and service marks ("Trademarks") used or displayed on this website/application are owned by the company and its affiliates. The content on this website/application is protected by copyright law, and you may not use such Trademarks and content without the prior written approval of the company or the respective owners.

9. Data Transmission over the Internet
Due to the nature of the Internet, transactions or transmission of information over the Internet may be subject to interference, interruptions, delays, or transmission errors. In the event of a communication facility failure beyond the control of the company or caused by circumstances of force majeure, which may affect the accuracy or timeliness of your transmitted information or transactions, the company shall not be held liable. If the company becomes aware of or suspects any violation of security conditions or other suspicious circumstances regarding your use of this website, the company has the right to delay or refuse to carry out instructions.

10. Use and Disclosure of Personal Data
(a) By using this website/application, you consent to the collection of all personal data and information related to you by the company, which may be used for the purposes stated and disclosed to the parties mentioned in accordance with the company's current Personal Data (Privacy) Ordinance policies.

11. Hyperlinks
This website/application may contain hyperlinks to other websites and web pages. Whenever you activate such a hyperlink, you will be leaving this website/application and assuming all risks associated with browsing or using other websites.

Last updated: February 29th, 2024
Tiptop Credit Limited